Uber has changed the way we travel. With just a tap on your phone, you can request a ride within minutes, making it incredibly convenient. However, with convenience comes risks. Crashes can still take place, and when they do, passengers may suffer injuries.
We will cover what kinds of injuries are most common in Uber accidents, how to determine liability, as well as the legal process for compensation.
Common Uber Injuries
When riding in an Uber, many different types of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. The symptoms may take time to surface.
Fractures: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.
Spine Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, uber lawsuit new york or breaking traffic laws.
A Different Driver: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Filing a Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.